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Nanuli is 58 years old. She lives in a small village in the Martvili district with her family: two sons (27 and 30 years old) and two daughters-in-law.

Her sons are workers in construction and get a service fee for the work. Nanuli and her daughters-in-law are involved in the family's agricultural business. They have three milking cows and produce cheese. Part of the cheese is used by the family and the other part is sold on the local open market. Also, they have a plot of land where 350 nut trees are grown. The total average monthly income of the family is 850 GEL.

Nanuli requested a loan for cultivating her agricultural land. After cultivation, she plans to sow maize there. The family will work hard during spring and summer seasons and after the seasonal works are properly done, they hope to get good harvest. This will enable them to decrease dairy costs as they will make hay from the mowed grass to feed the cattle instead of buying it at a high price. Due to the above mentioned, the family will be able to get more milk and increase cheese production. As a result of this Kiva loan, the family’s income will increase, which will enable them to improve the family’s living conditions. Nanuli hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Nanuli to cultivate land and sow maize.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 19, 2012
Currency Exchange Loss:
Jul 17, 2013