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Gulmira is 35 years old, married and raising three children. Her husband works at a mine. Gulmira has been involved in selling agricultural crops since 2000, having started this business with an initial sum of 4,000 som (KGS). Thanks to Gulmira's hard work (she brings products from the markets of Osh and Karasuu, which is 300 kilometers away), today she has about 80,000 som (KGS) in her product turnover. In order to further develop her business, Gulmira requested a loan in the amount of 135,000 som (KGS) from the "Bai-Tushum and Partners" company to buy products for resale. She plans to invest the earnings from the loan into a further expansion of her business.
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Гульмире 35 лет, замужем, воспитывает 3 детей. Муж Гульмиры трудится на шахте. Гульмира с 2000 года занимается продажей сельхозпродукции, начав этот бизнес со стартовой суммы в 4,000 сом (KGS). Благодаря упорному труду Гульмиры - товар она сама привозит с рынков г. Ош и с .Карасуу, что находится в 300 км, на сегодняшний день в ее товарообороте находится примерно 80,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Гульмира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на закуп товара для перепродажи. Доходы от кредита Гульмира планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $2,875 helped Gulmira to purchase products for resale.
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 21, 2012
Jun 22, 2012
Currency Exchange Loss:
Jul 22, 2012