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Valida raises livestock and sells dairy products at the market. She is 32 years old and raises two children, ages 9 and 15, alone. Additionally, she also works as a cleaning lady.

Valida is planning to increase her number of farm animals and expand her business of dairy products.

Valida has started to build a house, but she doesn't have enough money to finish the roof. This is why she has requested a loan of 1,400 AZN. She lives with her children and her parents.
View original language description ↓
Valida derjit skot i prodayet molochnie produkti na bazare. Ey 32 goda, ona odna rastit dvoix detey vozrastov 9 i 15. Krome etogo ona podrabativaet kak uborshica. Ona planiruet uvelichit chislo zhivotnix i rasshirit biznes molochnoy torgovli. Valida nachala stroit sebe dom no na krishu i materialov ne xvatilo deneg i poetomu ona obratilas za summoy 1400 AZN. Ona i ee deti jivut vmeste s ee roditelami.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 36
    View loans »
    Azerbaijan Loans Fundraising
  • $14,682,275
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Valida to buy construction materials to finish building her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 22, 2012
Currency Exchange Loss:
Jun 17, 2013