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Anna, age 23, is a beekeeper. She has been involved in this business for four years and now keeps 15 bee colonies. She sells the honey in Kapan city, where this product is in big demand.

Anna would like to purchase more bee colonies and expand her farm. She also wants to purchase hives in which to keep the bees, but currently does not have enough funds. This loan will help Anna to purchase more bee colonies and hives, which will mean more gathered honey and additional income from its sale.

Anna lives in Kapan city with her uncle. The house where they live needs to be renovated. Developing her beekeeping business is important for Anna, allowing her to earn more income, complete the house renovation, and foster better living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Anna to pay for 10 bee colonies and 11 hives.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 4, 2012
Jul 2, 2012
Currency Exchange Loss:
Nov 18, 2013