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Joseph is 58 years old, married, and blessed with four children aged between 27 and seven years. John runs a hides-and-skins business in Marigat Town. He has been in this business for the last 20 years. From this business he gets an average income of Kshs. 20,000 a month.

Joseph has taken out a loan of KES. 70,000 from KADET LTD. This is his fourth loan, after successfully paying off his previous loan. He will use the loan to purchase more hides and skins for resale. With the anticipated profits he intends to pay school fees for his children and expand his business.

His future plan is to start a new business in order to diversify his sources of income and also give the best education to his children.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 559
    View loans »
    Kenya Loans Fundraising
  • $49,820,425
    Funds lent in using Kiva
  • 84.8
    Kenya Shillings (KES) = $1 USD
A loan of $825 helped Joseph to purchase hides and skins for resale.
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jun 18, 2012
Currency Exchange Loss:
Jul 18, 2012