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This is Rosita, fifty-eight, a resident of Pasay City, Philippines. She is married to Domingo, a driver, and is a mother to their child. By the grace of God, Mary Ann has managed to support her child's schooling. At this time, she is working hard to continually provide income for their everyday expenses

Rosita oversees operations of their Side Car transportation business. They have one unit of side car or bicycle cart that carries up to two passengers to their destination within the community, all of which are paying boundary (daily quota) each day. Rosita’s husband also drives one of the side cars when he has free time. She also sells vegetables products and has a bed space rental in her house for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 1,000 every day.

To help her continue operations of her business, she is requesting a PHP 30,000 loan. She will use the loan for the maintenance of her side car and also to buy additional stocks of vegetables to sell and to renovate the room that she rents. She expects a boost in her business income as she expands her business.

Rosita dreams to be able to buy another side car soon and for her house to be renovated. She also dreams that her child will finish his education. She faithfully meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 451
    View loans »
    Philippines Loans Fundraising
  • $69,660,550
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Rosita to pay for the maintenance of her sidecar, room rentals and additional stocks of vegetables.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jun 18, 2012
Currency Exchange Loss:
Dec 15, 2012