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Nurullo is a young man with a higher education. He is 33 years old, married and has three children. Officially, he works at a hotel complex. Besides this work, he has additional sources of income. He is involved in buying and selling cars and also has a family pharmacy business. He helps his parents with this business in his free time. The expression is that he works everywhere while he is young. Nurullo is using his second loan to consumer needs. Now, during the work season, he wants to begin repair work in his apartment and refresh it. When Nurullo used his first loan, he liked the terms of partial repayment and had no difficulty with the repayment plan. Now, he intends to partner with us and plans to use every loan to improve his living conditions.
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Нурулло молодой мужчина с высшим образованием.Ему 33 лет, женат и имеет троих детей. Официально работает в гостиничном комплексе.Кроме этого у него есть дополнительные источники дохода, он занимается куплей-продажей автомашин, а также у них семейный аптечный бизнес.В свободное время он помогает родителям в этом бизнесе.Как говорится, работает везде пока молодой.Второй кредит использует на потребительские нужды.Сейчас в сезон работы хочет начать ремонтные работы в своей квартире и освежить её.Когда Нурулло использовал первый кредит, ему понравилось условия частичного погашения и у него не было затруднений в плане погашения.Теперь он намерен сотрудничать с нами и на каждый кредит планировать улучшить свои бытовые условия.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD