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Abdul Karim
This is 40 year old Abdul. He is married and has three children ages two, five and eight. He has one additional dependent, who live with him to help his wife with the house chores.

In 2002, Abdul established his jeans, shirts, t-shirts, shoes, and shorts business. He started the business after dropping out of school to help him become self reliant. Working six days a week and 10 hours a day, he earns about 1,200,000SLL every month from this business.

He would like a loan in the amount of 4,500,000SLL. Abdul has already received and successfully repaid two loans, and now requires a new loan in order to buy additional jeans, shirts, t-shirts, shoes and shorts. He hopes that this loan will enable him to increase his monthly profits by approximately 300,000SLL.

In the future, Abdul plans to move the kiosk to a shop and to create a business for his wife. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD
A loan of $1,050 helped Abdul Karim to pay for clothes and shoes.
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jun 18, 2012
Currency Exchange Loss:
Jul 18, 2012