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Penina is a thirty-one-year-old married woman with two children. She has a small plantation and grows bananas to earn a living. She has been doing this for two years. Penina has requested a loan to purchase a knife, a wheelbarrow and chemicals.

She has been a member of SPBD since 2010. With her profits, Penina hopes to help her family for immediate events as well as provide for her children's education.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 26
    View loans »
    Samoa Loans Fundraising
  • $8,473,125
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Penina to purchase a knife, a wheelbarrow and chemicals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jun 18, 2012
Currency Exchange Loss:
Jul 17, 2013