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Nana is 40 years old and lives in the small village of Sagarejo District with her husband, mother-in-law and two children, who are 6 and 8 years old and attend a local school. Her mother-in-law is a pensioner and her husband is a musician who plays drums for local parties and similar events. Nana earns a living by caring for two milk cows, whose output allows her to make cheese every day for sale in the local market. The family's total average monthly income is 900 Lari. Nana and and her husband work hard but are unable to earn enough money to set aside savings to buy household goods they need or to renovate their house.

Nana has requested a loan to buy a new milk cow. With three cows, she will be able to produce and sell more dairy products, such as cheese, curds and yogurt. She will use her increased income to repair her house, which is old and uncomfortable. This will allow her family to rest comfortably after finishing a hard day's work.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Nana to buy a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jun 18, 2012
Currency Exchange Loss:
Jul 17, 2013