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Susanna is involved in the agricultural business with her family in Khashtarak village, Tavush region. With joint effort they breed cows, sheep, goats, and chickens as well. Also, Susanna and her family are engaged in gardening.

Susanna uses part of the produced cheese, milk, eggs, meat, persimmons, grapes, potatoes, and wheat for her family's needs, and the other part she sells from her house to fellow villagers and to customers from Ijevan city as well.

Susanna solves the needs of her family with income derived from her agricultural business. She says that breeding is a quite profitable business, so she would like to expand it. Using a 1,000,000 AMD Kiva loan, Susanna wants to buy two more cows in order to get more dairy products to sell.

Susanna is 36 years old. She is married and she has a son and a daughter, who are pupils. Susanna's husband works at school as a teacher. Her parents-in-law, who are pensioners, also live with Susanna's family.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 176
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 414.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Susanna to buy two more cows in order to get more dairy products to sell.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 18, 2012
Currency Exchange Loss:
Jan 17, 2014