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Morn's Group
In this Group: Morn, Sophai, Sochea
Living in a rural area of the Thmor Koul distict of Cambodia, Morn is 69 years old and married with nine children, two of whom are dependent on her. Only one of her dependent children is still in school.

She has been involved in rice farming on four hectares for just one year. She can earn around KHR 13,000 per day from her current business. A lack of working capital remains her challenge to support her business.

Morn has been with VisionFund for two cycles and successfully paid back the loans, while the others of her group have been with VisionFund for one to two cycles. The past loans have helped Morn afford to buy household necessities for her family.

To solve her challenge, she is now leading her group of three female members to apply for a loan with VisionFund. As the group leader, she is going to use her portion to buy fertilizers for the farmland. With this loan, she hopes to grow her rice healthfully and sell it for a good price so as to improve her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,090.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Morn's Group's $550 loan helped a member to buy fertilizers for farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 18, 2012
Currency Exchange Loss:
Jun 17, 2013