Valu is a 49-year-old married woman with nine children. She has a small plantation and grows bananas and taro to earn a living. She has been doing this for one year. Valu has requested a loan to buy new chemicals and other supplies for her business. She has been a member of SPBD since 2012. With her profits, Valu hopes to start a business to help her children and expand her home.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.