Nive is a 39-year-old woman who is married with 4 children. She has a small business, mowing lawns. She has 4 years with this business. Nive needs a loan to improve her business. She will use her profits to help her kids' education. Nive joined SPBD to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.