Josecito De Cumbe (Cuenca) Group
One of the group’s members is Zoila María. She is 52 years old and is a single mother who has 4 children. Two of her children are married and no longer live with her. One of her children works and helps her financially, while the youngest goes to school in the area. Zoila María lives in the house of one of her children.
Zoila María makes a living farming. She farms her own land, and grows her crops for home consumption and sale. She also raises and sells chickens, guinea pigs, and pigs. In addition, Zoila María has worked milking cows since she was a young age. She works every day.
She has been a member of her communal bank for 15 years, and will use her new loan to purchase chickens and animal feed.
Zoila María’s goal is to raise more animals.
Una de las socias de este grupo es la Señora. Zoila María, tiene 52 años de edad, es madre soltera y ha concebido 4 hijos, dos de sus hijos son casados y viven independientes, uno de sus hijos trabaja y ayuda económicamente y su ultimo hijo estudia en un colegio del sector, Ella vive en casa de uno de sus hijos.
Doña Zoila María se dedica a la agricultura, labra sus propios terrenos y sus cosechas son para el consumo de su hogar y para la venta, cría y vende gallinas, cuyes, pollos y cerdos. También trabaja ordeñando ganado desde una muy corta edad, trabaja todos los días.
Es socia del banco comunal hace 15 años y su nuevo crédito lo va a invertir comprando pollos y alimento para sus animales.
Su meta es criar más animales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid