A loan of $650 helped to buy perfumes, creams, jewelry and makeup.


Kiara Lissette's story

Kiara lives in Milagros. She is 20 years old and has been living independently for three years. She is currently single and does not have any children. Her business is her sole source of income. Kiara started working with micro loans at the age of 17, selling products at her high school. She enjoyed her work and her business was quite popular. At school, she made her sales through an aunt who was her representative with the company [who provided her products] because she was a minor. When she went to University, she gathered together some capital and signed up as an independent vendor. Kiara mentions that, in this type of business, there are no official hours. She visits her customers when they call her on the phone and arrange a visit. She travels on buses, carrying the products that she sells in a suitcase. She also carries up-to-date magazines in case her customers make orders with her. As she has to travel about with her products, Kiara's major problem is crime as she could lose her merchandise. What she sells most of are perfumes, creams jewelry and makeup. She is requesting this loan to buy a display case and some products so that she has a good stock.

Translated from Spanish by Kiva volunteer Linda Oxnard



Loan details


Lenders and lending teams



Loan details