Julia tells us that this is her second loan cycle as a member of a Pro Mujer community bank. She was invited to join by one of her goddaughters. Julia's business is selling vegetables. She has been in this business for a number of years.
Julia's current loan will be used to equip her sales location with furniture. She will buy these items in the street markets in the city of La Paz and then install them in her sales location. This work helps her to support her family. Julia lives with her common-law husband and the couple have two children.
When we asked her what she likes about Pro Mujer, Julia replied that she likes the savings and the insurance.
There is a lady in the back row of the photo who is dressed in dark blue. This lady is Bertha's daughter and she accompanied her mother to the loan disbursement meeting.
La señora Julia cuenta que es el segundo ciclo que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por una de su aijada; en la actualidad ella tiene un negocio de venta de verduras, mismo que trabaja hace varios años.
El crédito que ahora sacará es para equipar su espacio de venta (compra de muebles) los que comprarán de las ferias de la ciudad de La Paz y posteriormente lo instalará en su espacio de comercialización. Esta forma de trabajo apoya a salir adelante a su familia pues ella vive en unión libre y tiene dos hijo.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta el ahorro y el seguro.
En la fotografía se puede observar una señora en el fondo vestida de azul oscuro, es la hija de la señora Bertha quien acompañó a su madre al desembolso.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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