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Kenari creates handcrafted silver jewelry with semi-precious gemstones. She'd like to buy silver and gemstones in bulk to obtain the best possible price.

Kenari has been selling through NOVICA since 2006. This is her story:

"I come from Celuk, famous for its gold and silversmiths, so I learned to design and craft jewelry from a very young age," says Kenari. "In 2003, I married an artist from Gianyar and went to live with his family, as Balinese tradition dictates. However, I was obsessed with crafting jewelry and, fortunately, my husband understood."

"My family and I would like to send our gratitude to all of you who support me with this micro credit. I hope to continue developing my workshop. Thank you so much for helping me. God bless you."

Use the link below to view Kenari's jewelry on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Indonesia

  • $5,200
    Average annual income
  • 88
    View loans »
    Indonesia Loans Fundraising
  • $5,739,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Kenari to purchase sterling silver and gemstones in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 20, 2012
Jun 15, 2012
Currency Exchange Loss:
Dec 15, 2012