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Panai is 32 years old, married and supports a family of five. He is a wheat farmer and has been farming for the last eight years, earning a monthly income of 7,000 Kenyan shillings (KES).

He has applied for his fourth loan of KES 50,000 from KADET, which he intends to use to purchase hybrid wheat seeds and fertilizers and also get farm labor for plowing. The anticipated profits will support his activities after planting.

His future plans are to expand his farm and get into large-scale farming.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 1069
    View loans »
    Kenya Loans Fundraising
  • $47,240,875
    Funds lent in using Kiva
  • 84.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Panai to purchase wheat seeds for planting and fertilizers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 18, 2012
Jun 17, 2012
Currency Exchange Loss:
Mar 15, 2013