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Bethleem 2 (#3) Group
In this Group: Roseline, Gisele, Emilienne
Roseline, age 32, is married and has two children, ages 2 and 5. She provides and cares for her father as well. Roseline is representing the Bethleem 2 (#3) group. She operates a fish stand in Brazzaville. She has had this business for a little over two years. She will use this loan to buy fish to sell. Her business strategy is to offer a variety of fish at competitive prices.

Roseline has received one previous loan from Kiva’s partner, HOPE Congo. She did very well with her first loan. In the future, she would like to start a small bistro serving drinks and food. As her business continues to grow, she hopes to build a house for her children.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 519.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD