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Albino is married and is the father of two young children. He lives in his own home with his family and doesn't support anyone else besides them. He works at Bananalândia loading bananas. With this loan, he will buy materials (sand, cement, stone, bricks, etc.) to continue work on his home. In the future, he hopes to finish his home to improve his family's comfort. To do this, he promises to make his payments on time so he can request more loans from Hluvuku. His challenge is to grow professionally so he can increase his salary.
View original language description ↓
Casado e pai de 2 filhos ainda menores, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha na Bananalândia como carregador de bananas, com o presente empréstimo pretende comprar material (areia, cimento, pedra, blocos, e outros) para dar continuidade a obra da sua casa.
No futuro pretende concluir a obra da sua casa para melhor confortar a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é crescer profissionalmente para melhorar o seu salário.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 35
    View loans »
    Mozambique Loans Fundraising
  • $3,096,400
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Albino to buy materials (sand, cement, stone, bricks, etc.) to continue work on his home.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 17, 2012
Currency Exchange Loss:
Feb 15, 2013