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Virgen Purificada Group
In this Group: Marleny, Rina Margarita, Zelmira Rosa, Luisa Libertad, Basilia, Edson*, Ruth Agripina*, Rosa America, Vilma, Flora Belinda, Ana Bertha, Maharani, Walter, Gregorio
* not pictured
The members belong to the “Virgen Purificada” communal bank. This bank is located in the district of Cusco, part of the province and department of Cusco.

The member in question is Marleny, she is a widow, 44 years old, and has two children. She works in her business selling clothes, making different types of clothes for parties and she also selling accessories for items of clothing. She owns a store where she works from 9:00am until 6:00pm; it is through this business that she gets her children ahead. Her dream is to expand and improve her store where she sells the clothes. Marleny seeks this loan to buy fabrics, buttons and threads to make the clothes.

The photographs of the members below the group photo were taken after the meeting because they had to leave for work. The other members work in a pizza business, a grocery store, a clothing business and a taxi service.

Marleny thanks those who have been part of this dream, and she promises to meet the repayments within the set time-frame.
View original language description ↓
Los socios pertenecen al banco comunal “VIRGEN PURIFICADA”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Marleny ella es viuda y tiene 44 años y tiene 2 hijos; La socia trabaja con su negocio de venta de vestidos, ella confecciona diferentes tipos de vestidos para fiesta y también vende accesorios para vestidos, la socia tiene una tienda donde trabaja desde las 9:00 a.m hasta las 6:00 p.m, por medio de este negocio la socia saca adelante a sus hijos, el sueño de la socia es ampliar y mejorar su tienda donde vende los vestidos. La socia solicita el préstamo para comprar telas, botones e hilos para que confeccione los vestidos.
Los socios que estan pegados a al foto grupal se les tomo despues de la reunion porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de pizzas, negocio de tienda de abarrotes, negocio de venta de ropa y negocio de servicio de taxi.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 55
    View loans »
    Peru Loans Fundraising
  • $63,756,850
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Purificada Group's $4,900 loan helped a member to buy fabrics, buttons and threads to make clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 17, 2012
Jun 17, 2012
Currency Exchange Loss:
Oct 15, 2012