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Eter is 59 years old. She lives in the Gardabani district with her husband, George, who is a pensioner.

Eter and George run a family agricultural business. They have four milking cows and eight calves. They work hard and take good care of their livestock. Eter produces cheese every day and sells it locally. In addition to the agricultural business, Eter works in the village school. She is a librarian and gets a salary. The family’s total average monthly income is 600 GEL.

Eter requested a loan for purchasing a milking cow. She will be able to produce and sell more dairy products: cheese, curds and yogurt. With the increased profits, she will be able to reinvest in her family's agricultural business, as well as spend more on the family's daily needs. The living conditions of the family will be improved.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Eter to purchase a milking cow.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 16, 2012
Currency Exchange Loss:
Oct 17, 2013