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Toaiva is 43 years old and married with 3 children. She runs a small business selling breads, donuts, coconuts, biscuits, etc. in her community and has been doing this for 1 year. Toaiva has requested a loan to purchase flour, cooking oil, sugar, yeast, and a frying pan. She joined SPBD in 2012 to gain access to capital. With her earnings, Toaiva plans to increase her bakery and improve quality the best she can.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 28
    View loans »
    Samoa Loans Fundraising
  • $8,515,750
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Toaiva to purchase flour, cooking oil, sugar, yeast, and a frying pan.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 18, 2012
Jun 15, 2012
Currency Exchange Loss:
Jun 17, 2013