A loan of $375 helped to buy spare parts and maintain a jeepney.

Joey's story

This is Joey, he previously availed a loan of 12,000 Philippine pesos (PHP) that he used to buy spare parts and accessories and to maintain his jeepney unit. His earnings were a big help in the education of his child and in his personal household and business expenditures.

He would like to apply for a PHP15,000 loan in order to buy spare parts and to maintain his jeepney unit as well as to buy some equipment in the repair shop. The profits from his business will definitely help him to sustain his daily needs and to pay for the educational expenses of his child. He looks forward to this financial increase with gladness and thankfulness in his heart.

Joey dreams to be able to buy another jeepney. He also dreams that his child will finish their education. He faithfully meets up with his co-fellowship members to share stories of his work every week and to draw strength and inspiration from his study of the Word of God.*

Curiously, jeepneys have purely American origins. They were first used by American soldiers helping the Philippines to throw off the invading Japanese. Filipino ingenuity, however, managed to see this vehicle as an opportunity to earn and they modified the Jeep into a 20-seater jeepney, open enough to provide adequate ventilation, sturdy for everyday travel, and cheap enough to buy and maintain. Now, jeepneys are one of the things that makes the Philippines truly Philippines.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

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