Mrs. Ana is 49 years old, married and has three children that are already adults. Her work is making clothing and her workshop is in one of the most well located zones of the city, and this loan is her fourth as a member of this group. Mrs. Ana will use the loan to purchase fabric by the roll in order to make winter clothing. Her reason for asking for this loan is the lack of capital she needs to purchase this fabric as the winter season is already approaching and during this season there is a higher demand for clothes. Mrs. Ana confronts the challenges her business presents because she wants to see it grow and she wants to be able to purchase more sewing machine that she needs and equip them better and so she is going to use the benefits of savings to purchase her own home, which is her greatest desire.
La Sra. Ana tiene 49 años y es casada con 3 hijos que son ya mayores de edad, ella se dedica a la confección de ropa, su taller se encuentra ubicado en una de las zonas mas concurridas de la ciudad de Santa Cruz, este préstamo es su cuarta secuencia dentro de la institución, La Sra. Ana va a utilizar este préstamo para la compra de tela por rollo para la confección de ropa de invierno, su razón para solicitar este préstamo es la falta de capital para la compra de tela ya que se acerca la temporada de invierno y por esta época tiene gran demanda de ropa, la Sra. Ana enfrenta retos en su negocio que son la de crecer en su taller y seguir comprando maquinas que le hacen falta y equiparlo mas, ella va a utilizar los beneficios en el ahorro para la compra de una casa propia ya que ese es su deseo.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.