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Yaneriz Melizza
Yaneriz is 30 years old. She lives in the Macuelizo Santa Bárbara municipality with her two daughters and her husband.

Looking for a way to get income to cover the household expenses, she started a small grocery store seven months ago. She sells food products like sugar, rice, lard, vegetables, soft drinks, meat, grains, and others.

She wants to keep her business stocked in order to give her customers better service. Therefore, she has decided to request a loan from ODEF for 21,000 lempiras. She will use this loan to buy meats like sausages, fish, chicken and others. She will do this because there are not many businesses that sell meat in her community.

She has the business in her house. In the future she wants to build a specific place for her grocery store. Her goal is to get income that will allow her to give her daughters an education and to support her husband with the household expenses.
View original language description ↓
Yaneriz tiene 30 años de edad, vive en el municipio de Macuelizo Santa Bárbara, junto con sus dos hijas y su esposo.
En busca de obtener ingresos que cubran los gastos del hogar, hace 7 meses ella inicio con una pequeña pulpería donde vende productos alimenticios como ser: azúcar, arroz, manteca, verduras, refrescos, carnes, cereales y otros. Y ella quiere mantenerlo surtido para atender bien a los clientes por lo que ha decidido solicitar un préstamo a ODEF de 21,000.00 Lempiras, con este préstamo va comprar carnes como: embutidos, pescado, pollo, y otros ya que en la comunidad no hay muchos negocios que vendan carnes. El negocio lo tiene en su casa y en el futuro desea construir un local especifico para la pulpería. Su meta es obtener ingresos que le permitan poderle dar el estudio a sus hijas y apoyar a su esposo con los gastos del hogar.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 52
    View loans »
    Honduras Loans Fundraising
  • $9,386,800
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Yaneriz Melizza to stock her business with sausages, meat, and fish.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 26, 2012
Jun 15, 2012
Currency Exchange Loss:
Dec 19, 2013