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Michola is from the Negev. For many years, she has managed a small mini-market that serves her neighbors and some women from the surrounding neighborhoods. Michola is expanding her business and beginning to raise sheep. The extra income will help her family each month.

Michola needed this loan to buy stock for her mini-market and to buy lambs.

Michola wants to see her business continue and one day wants the opportunity to make the pilgrimage to Mecca.

Additional Information

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.

About Israel

  • $36,200
    Average annual income
  • 2
    View loans »
    Israel Loans Fundraising
  • $1,479,775
    Funds lent in using Kiva
  • 3.9
    Israel New Shekels (ILS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Michola to buy stock for her minimarket and to buy lambs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 11, 2012
Jun 14, 2012
Currency Exchange Loss:
May 17, 2014