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Huong's Group
In this Group: Huong , Phuong, Phuc
A loan group from Pho Cho town, Yen Phong commune, Bac Ninh province has three women. The leader is Mrs Huong. She is 24 years old. She got married and has two children. One is in primary school, the other is still really little.

She has a small electrical goods store. Normally, she makes from this store 3,000,000 Dong (VND) per month. She has taken part in the loan program of SEDA since 2011. For her last loan, she borrowed 5,152,000 VND and repaid it on time. For this loan, she wants to borrow 7,392,000 VND to enlarge her business.

Mrs Phuong is 36 years old. She is a worker. She wants to borrow 7,392,000 VND.

Mrs Phuc is 29 years old. She sells CDs/DVDs for a living. She wants to borrow 7,392,000 VND.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 57
    View loans »
    Vietnam Loans Fundraising
  • $17,244,150
    Funds lent in using Kiva
  • 20,860.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Huong's Group's $1,075 loan helped a member to buy more electrical goods for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2012
Jun 14, 2012
Currency Exchange Loss:
Jun 17, 2013