A loan of $325 helped to pay for a deposit on an electronic data capture (EDC) machine for his bill payment business.


Saniman's story

Saniman owns a mobile phone counter and a small shop. At his mobile phone counter, he sells prepaid cell phone airtime. Ruma Pulsa (or Ruma's prepaid airtime) is one of the products he sells along with sim cards and some grocery items. He is married and has four kids. Their age range is very wide, from a 9-year-old to a 29-year-old.

The reason why Saniman wants to become a Loket Ruma agent is because he has been in Ruma's network for quite some time. He sees that with this new product, he will be able to earn more income for the family. With the EDC machine, Saniman hopes that his shop will be able to be the payment point for electricity bills, motorcycle installment payments, water bills, credit card bills, and train tickets. So, his shop will have more services to offer to the customer.



Loan details


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Loan details