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Musarat's Group
In this Group: Musarat , Rubina Shaheen, Rehana, Rehana, Nazia, Samina
Musarat is a 50-year-old widow, who is involved in a beauty salon business. Her work is home-based. She is very dedicated to her work. She offers her customers better quality makeup and hair-cutting services. Her customers are very satisfied with her work and they come to avail themselves of her facilities.

Musarat’s two daughters are also in the same profession. They all cater to their customers with great care and provide them with a high comfort level so they become their regular customers and always return to them. They all have true business skills and they handle their business very responsibly.

Musarat will invest this loan in buying materials such as makeup items (eye-shadows, lipsticks, and nail polishes, etc.) and beauty products for the salon in order to offer better quality services to the customers and generate better profits. She is hopeful that her business will grow after this loan investment.

Note: One of the members of the group has a sewing business and that is why she is showing it in the picture.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 343
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 94.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Musarat's Group's $975 loan helped a member to buy materials for her beauty salon business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jun 13, 2012
Currency Exchange Loss:
Jun 17, 2013