A loan of $600 helped to buy undergarments to sell.


Dilana's story

Dilana is a young woman who is 23 years of age. She and her partner have started living together. They currently have no children and live in a neighborhood of Puntarenas called Fray Casiano. Her greatest wish is to work and establish her own capital so that she can have a better quality of life given the social conditions of the place where she lives.


Dilana sells undergarments that she buys directly from an importer who lives in San Ramón, which is about 50 kilometers away from where she lives. He gives her a month’s worth of credit so that she can sell the products and recoup her investment. Her goal for this loan is to take advantage of the large increase in sales for Father’s Day and Mother’s Day in Costa Rica. She plans to acquire a little more merchandise so that she can generate greater revenue. Dilana travels by bicycle every afternoon in order to sell and collect payments. In the mornings, she is taking computer science classes at the University of Costa Rica.


Her most important goal is to move forward and improve her quality of life. She wants to become a better entrepreneur and succeed in her business. Dilana says that obstacles are for conformists and cowards. A micro-entrepreneur has to make the most out of problems since they will always be around.

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Translated from Spanish by Kiva volunteer Ronan Reodica



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