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Ana Maria
Ana is a single 35-year-old woman. She lives in the city of Ica, which is characterized by its hot climate and welcoming people. She has always been a very hardworking and enthusiastic woman who dedicates all her efforts to bettering herself and coming out ahead. Unfortunately, owing to a lack of financial resources she was not able to study to be a nurse, as she wanted so much. But she wants to do it one day. Ana is very religious, and in her free moments she likes to dedicate a little time to reading, especially reading the Bible. Sometimes when she visits her parents she cooks some very delicious "Tallarines Rojos," (homestyle Peruvian spaghetti in red sauce) to pamper them.

Thanks to her great desire to overcome, and thanks to the support of her mother, Ana began her small business selling hardware items. She works at her business approximately ten hours each day, and can wait on an average of 45 customers each day. Ana believes that her business is going well owing to the good prices and the friendly, respectful treatment she offers her customers.

Ana is very grateful to the Kiva lenders. Thanks to the offered help she'll be able to buy merchandise such as knives, nails, bolts, brackets, sealant, pipes, wire, and other general hardware items. In this way Ana will have her business better supplied, and she'll be able to increase her sales and financial income. With this increase, little by little, she wants to be able to accomplish her great dream of being able to study nursing and having a bigger hardware store; and in a not-too-distant future being able to have branches of her store in different parts of the city.
View original language description ↓
Ana es una mujer de 35 años, soltera, vive en la ciudad de Ica, caracterizada por su clima cálido y gente acogedora, ella siempre ha sido una persona muy trabajadora y entusiasta, que dedica todos sus esfuerzos para superarse y salir adelante; lamentablemente por falta de recursos económicos no pudo cursar la cerrera de Enfermería que tanto quería, pero desea poder hacerlo algún día; Ana es muy religiosa, en sus ratos libres le gusta dedicar un poco de tiempo a la lectura, especialmente lee la Biblia y en algunas ocasiones cuando visita a sus padres, cocina unos riquísimos “Tallarines Rojos” para engreírlos.
Gracias a su gran deseo de superación y al apoyo de su madre, Ana puso en marcha su pequeño negocio de venta de artículos de ferretería, ella dedica a su negocio un aproximado de 10 horas diarias, en las cuales puede atender a un promedio de 45 clientes, Ana cree que su negocio marcha bien debido a los buenos precios y al trato amable y respetuoso que ofrece a sus clientes.
Ana se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, tales como fierros, clavos, pernos, abrazaderas, selladores, tubos, alambres y otros artículos de ferretería en general; de esta manera Ana tendrá mejor abastecido su negocio y podrá incrementar sus ventas e ingresos económicos, con los cuales poco a poco desea poder cumplir su gran sueño de poder estudiar la carrera de Enfermería y contar con una ferretería mas grande, que en un futuro no muy lejano pueda tener sucursales en diferentes partes de la ciudad.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Ana Maria to buy general hardware items to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 14, 2012
Currency Exchange Loss:
Jul 17, 2013