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Elsy Maribel
Elsy is 24 years of age, married, and lives with her husband in the small village of Guangolola in the municipality of Morazan, Yoro. She was raised by a family that worked in agriculture, and two years ago she decided to grow her own rice with the help of her husband. She sells her produce to rice millers in other cities in the country.

She was motivated to set up this business as it is profitable, and the area is suited to this kind of crop. She has requested a loan of 18,000 Honduran Lempiras from ODEF, which will enable her to buy fertilizers and supplies, as well as to cover rice-growing expenses such as labor costs for clearing the land of weeds. She hopes to have a good harvest to generate good profits, which will allow her to finish building her home and live in better conditions with her family.
View original language description ↓
Elsy tiene 24 años de edad, es casada y vive con su esposo en la aldea Guangolola del municipio de Morazan, Yoro.
Elsy ha crecido con su familia dedicada a la agricultura, y hace 2 años ella decidió realizar sus propios cultivos de arroz con la ayuda de su esposo. Esta producción la venden a los molineros de arroz de otras ciudades del país. Le motiva realizar esta actividad porque es un negocio rentable y la zona es apta para esta producción. Solicita un préstamo a ODEF por 18,000.00 Lempiras para comprar fertilizantes e insumos y cubrir gastos de cultivo del arroz como pago de mano de obra en la limpieza del mismo. Ella espera sacar buenas cosechas para que le genere buenas ganancias de donde va poder terminar su casa y vivir mejor con su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 34
    View loans »
    Honduras Loans Fundraising
  • $9,990,725
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Elsy Maribel to buy fertilizers and supplies and to pay the labor expenses for her rice-growing business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2012
Jun 13, 2012
Currency Exchange Loss:
Nov 15, 2012