18 De Mayo Group
Sra. Sipriana says that this is the first time she has joined a Communal Bank with Pro Mujer after being invited by her sister. She currently has a woven blanket business. Sipriana has been in this business for several years and learned this trade from her friends. The loan she is receiving now will be used to diversify her products (with pieces of pre-cut fabric) that she will buy at the traditional fairs of La Paz and then sell woven from her permanent stand. Working in this manner, enables her to move her family forward. Sipriana is in a common-law relationship and has three children.
When asked what she likes about Pro Mujer, Sipriana said that she enjoys the health classes and the loans.
La señora Sipriana cuenta que es la primera vez que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por su hermana; en la actualidad ella tiene un negocio de tejido de mantas, mismo que trabaja hace varios años aprendiendo el mismo de sus amigas.
El crédito que ahora sacará es para diversificar su producto (compra de cortes de tela) los que comprarán de las ferias tradicionales de La Paz y posterior al tejido lo comercializará en su puesto fijo. Esta forma de trabajo apoya a salir adelante a su familia pues ella vive en unión libre y tiene tres hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid