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Update on Riziki

Riziki is taking out another Kiva loan of KES 30,000 to boost her fruits and vegetables stall business. Riziki tells us that there are products she does not have and that are highly sought after by people who come to this market so she wants to invest in the purchase of lots of her fruit and vegetable stand in order to satisfy a larger clientele.

Her only way of doing this is accessing a loan which will be her fourth with Yehu Microfinance Trust which is the intermediary institution for this loan transaction. She is considered to be a good client because of her punctuality with payments and because her business has improved considerably.

Previous Loan Details

Riziki is a divorced woman with two school-going children. She has a house with no electricity or piped water. Her greatest monthly expense is food for her family. She has operated as a vegetable vendor for the past five years. Her potential clients are passersby. She faces a major challenge... More from Riziki's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 552
    View loans »
    Kenya Loans Fundraising
  • $49,764,125
    Funds lent in using Kiva
  • 85.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Riziki to purchase bags of potatoes, tomatoes, onions and fruits.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 14, 2012
Jun 18, 2012
Currency Exchange Loss:
Mar 15, 2013
This photo was used before for a previous loan for Riziki. It was first posted on Kiva on Oct, 2011. Learn More