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Nema, the operator of a posho mill (maize-grinding machine) for the last six years, is married and has five children, three of whom are in school. Nema lives in a small village on the south coast of Kenya where she conducts her business from home. She faces the challenge of seasonality, as her business does well only when people have good farm harvests, waning during the dry season.

With this loan of Ksh 20000, Nema intends to pay her children's school fees, her biggest monthly expense. She lives in her own house that has neither electricity nor piped water, and dreams of opening a shop in the future.

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

About Kenya

  • $1,800
    Average annual income
  • 1053
    View loans »
    Kenya Loans Fundraising
  • $47,177,725
    Funds lent in using Kiva
  • 85.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Nema to pay school fees for her children.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 29, 2012
Jun 12, 2012
Currency Exchange Loss:
Jul 17, 2013