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Shoira is married and has two children. The older child is five years old, and the younger is three. Her husband is a migrant laborer. Her husband's parents are dependent on them. Shoira's love of sewing began in childhood. It is a profession which was passed on to her by her mother. In the past she sewed for her own enjoyment and needs, but after marrying and facing serious financial problems in the family she decided to help her husband who last sent her money four months ago. Her husband is currently unemployed and unable to send his wife money. She decided to sew seriously not just for herself but to order. After finding out about classes for women run by NABWT (National Association of Business Women of Tajikistan) in cooperation with IMON International, Shoira became an active participant and after learning the needed information, submitted an application for a loan. She is a very confident and skillful woman, and able to reach her stated goals. Shoira would like to buy a sewing machine and the supplies needed for sewing traditional and European dresses. She very much hopes for your kindness and help.
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Шоира замужняя женщина, на воспитании имеет двоих детей, старшему 5 лет а младшему 3 года. Муж находится в трудовой миграции. На иждивении имеются родители мужа. Шоира любит с детства вышивать- это профессия досталась ей в наследство от матери. Ранее она шила для увлечения и для своих потребностей, но выйдя замуж и ощутив серьезные финансовые проблемы в семье она решила помочь своему мужу, который последний раз прислал ей деньги четыре месяца назад, в настоящее время муж безработный не в состоянии высылать жене денег. Она решила серьезно заняться шитьем не только для себя но и по заказу. Узнав о курсах для женщин, который проводит НАДЖТ совместно с «Имон Интернешнл» Шоира приняла активное участие, получив необходимые знания подала заявку на получения кредита. Она очень уверенная грамотная женщина, способна достичь поставленных целей. Шоира хотела бы купить швейную машинку и необходимые материалы для шитья национальных и европейских платьев. Она очень надеется на вашу доброту и помощь.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Shoira to buy a sewing machine and the necessary fabrics for sewing of national and European dresses.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 1, 2012
Jun 17, 2012
Currency Exchange Loss:
Sep 15, 2012