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Gulzada is 32 years old. She is a widow and bringing up two children of school age on her own. Gulzada works as a secondary school teacher, and, as additional source of financing, she also raises livestock, having launched this business in 2000. Thanks to Gulzada’s hard work, her farm, which had been started with 10,000 KGS, has grown. Now Gulzada has 20 heads of sheep and goats, which brings in a monthly income of 10,000 KGS.

In order to develop her business further, Gulzada turned to “Bai Tushum & Partners” for a loan in the amount of 135,000 KGS for purchasing additional livestock. Gulzada plans to invest the resulting revenues into expanding her farm further, so as to be able to save some money for the education of her children in the future.
View original language description ↓
Гулзаде 32 года, вдова, одна воспитывает 2 детей – школьников. Гулзада работает учителем в школе и в качестве дополнительного источника финансирования своей семьи, занимается животноводством, начав этот бизнес в 2000 году. Благодаря упорному труду, Гулзада начав с суммы в 10,000 сом смогла развить хозяйство с 20 головами мелкого рогатого скота,
что приносит ей ежемесячный доход в сумме 10,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Гулзада обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Гулзада планирует вложить в дальнейшее увеличение хозяйства, чтобы сделать накопления на будущее образование для своих детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 80
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,875 helped Gulzada to purchase livestock.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
May 14, 2012
Jun 17, 2012
Currency Exchange Loss:
May 17, 2014