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Siyne is 59 years old, widowed, and has raised eight children. An active person, Siyne was able to provide an education for her children; two daughters are teachers, and one of her sons is a builder. To provide for her family, Siyne has been raising livestock since 1982. She started her business with 10,000 somi (KGS); today her business includes 10 sheep with offspring, and the monthly earnings fron selling meat products comes to about 8,000 somi.

To develop her business further. Siyna has turned to Bai-Tushum & Partners for a loan in the amount of 100,000 somi (KGS) to buy more livestock. Siyna plans to invest the proceeds from the loan into the further expansion of her business.
View original language description ↓
Сыйне 59 лет, вдова, воспитала 8 детей. Будучи активным человеком, Сыйна смогла дать образование своим детям - 2 дочери стали учителями, сын – строитель. В качестве источника финансирования для ее семьи, Сыйна с 1982 года занимается животноводством, начав этот бизнес с суммы в 10,000 сом (KGS). На сегодняшний день в хозяйстве Сыйны имеется 10 овец с приплодом, выручка в продажи мясных продуктов составляет около 8,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Сыйна обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Сыйна планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Saina to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2012
Jun 17, 2012
Currency Exchange Loss:
Jun 17, 2013