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Ahad is a family man. He is a self-employed jack-of-all-trades: Ahad can work as a welder, gardener, cook, electrician... He has a large family, and two of his sons have their own families and children. His oldest sons work outside of town and periodically send their parents money for food. Since Ahad is a master of several crafts, his work is seasonal. He saves his money and lives frugally to support his family.

Ahad's children suggested that he purchase a car by taking out a loan, which they will repay themselves each month. Ahad would like to buy a vehicle so that he can travel to his work sites more easily, and also take his family for rides.
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Ахад-семейный мужчина,занимается частными работами.Он мастер на все руки.Ахад- сварщик, садовник,повар по заказу,электрик...У него большая семья, два сына с собственными семьями и детьми.Старшие сыновья работают за пределами города постоянно присылают родителям деньги на питание.Он владеет несколькими ремёслами и постоянно по сезону работает и копит свои деньги, экономит и содержит свою семью.Его дети порекомендовали Ахаду получить кредит на покупку автомашины и сами будут погашать кредит каждый месяц.Он хочет купить себе автомашину, чтобы быстрее добраться до рабочего места и просто катать своих близких по необходимости.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Ahad to buy a vehicle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 18, 2012
Jun 15, 2012
Currency Exchange Loss:
Jun 17, 2013