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Vong, age 30, owns and operates a beauty salon from her home in Kampong Chhnang province. Also, she works as a hairdresser. Because of her professional skills, she has a good number of customers using her services. From this business, she can make an appropriate income, which she will use for her daily sustenance and expenses. Vong is married to a local humble man who owns a secondhand phone shop, where he can buy-in and sell his phones for profit. He also provides phone-repairing services to his customers.

Due to insufficient funds to invest in the phone shop, Vong decided to take out a loan of 1,500 USD to support her husband’s business. She will use the loan to purchase more phones and spare parts to stabilize and expand this business. With the help of the loan, Vong hopes that she can further develop her family-owned businesses and make them more profitable in the future.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Vong to purchase more phones and spare parts.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 28, 2012
Jun 12, 2012
Currency Exchange Loss:
Aug 17, 2013