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Maria Josefa
Maria Josefa is 68 years of age. She is married, and has five children who are now adults and have jobs. She lives with her husband in a small village in the municipality of Choloma, Cortes.

Maria Josefa’s source of income is her small grocery store. She started this business two years ago, and sells staple goods such as flour, beans, rice, sugar, lard, medicine, candies, and grocery items, among others. She is a very enterprising woman, and has supplied her grocery store with the items that are needed by her customers.

Maria Josefa has requested a loan of 10,000 Honduran Lempiras to purchase products to supply her grocery store, such as lard, rice, beans, flour, dairy products, chicken and others. This will allow her to give her customers a better service in terms of the products she sells. Her goal is to save so that she has financial support for any problems that may arise in the future.
View original language description ↓
Maria Josefa tiene 68 años de edad, es casada, tiene 5 hijos que ya son mayores y trabajan, vive con su esposo en una aldea del Municipio de Choloma, Cortes.
Doña Maria Josefa cuenta con una fuente de ingreso que es un negocio de pulpería. Inicio este negocio hace 2 años, vende productos de la canasta básica como harina, frijoles, arroz, azúcar, manteca, medicinas, golosinas, productos de abarrotería entre otros. Doña Maria es una señora muy emprendedora tiene surtido su pulpería con los productos necesarios para ofrecer a sus clientes.
Ella esta solicitando un préstamo de 10,000 lempiras para comprar productos para surtir la pulpería como manteca, arroz, frijoles, harina, embutidos, lácteos, pollo etc. Para darle un mejor servicio a los clientes en cuanto a productos.
La meta de Doña Maria es ahorrar para tener un respaldo económico en cualquier problema que se le presente en el futuro.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 54
    View loans »
    Honduras Loans Fundraising
  • $9,879,400
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Maria Josefa to buy products to supply her small grocery store such as chicken, flour, beans, lard, dairy products, cold cuts, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jun 12, 2012
Currency Exchange Loss:
Apr 18, 2013