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Rosa Ermelinda
Rosa Ermelinda lives with her small son, who is her biggest reason to make an effort and get ahead. She has a store in which she markets perishable and essential products for the home. This business is that which has permitted her to be able to count on having all that is necessary to get ahead, and at the same time count on all of the food and what is necessary to live with dignity.

It is because of this that Rosa would like to count on more products in the store. Since the colony has been growing it needs more products to attend to all of the people that order products with which she doesn't have, which is the reason she requests a loan through which she can buy rice, beans, sugar, dairy products, drinks and more others which are necessary in a good store. This is very important for Rosa, since in this way she won't lose new clients and will be able to increase her earnings in a big way.
View original language description ↓
Rosa Ermelinda, vive junto a su pequeño hijo, quien es la mayor razón de esforzarse y salir adelante. Ella posee una tienda en la cual comercializa productos perecederos y de primera necesidad para el hogar. Este negocio es el cual le ha permitido poder contar con todo lo necesario para salir adelante, y así mismo contar con los alimentos y todo lo necesario para vivir dignamente. Es por esto que Rosa desea contar con más productos en la tienda, ya que la colonia ha ido creciendo necesita más productos para atender a todas las personas que piden productos con los que no cuenta, razón por la cual solicita un préstamo a través del cual pueda comprar arroz, frijoles, azúcar, lácteos, bebidas y otros más los cuales son necesarios en una buena tienda. Esto es muy importante para Rosa ya que así no perderá a nuevos clientes y podrá aumentar en gran manera sus ganancias.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 556
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Rosa Ermelinda to buy cheese, basic grains and bread to market.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2012
Jul 3, 2012
Currency Exchange Loss:
Oct 16, 2012