Miss Mariela is 22 years old and is single. She works making and selling bread in her bakery which can be found located in the El Carmen zone. This loan is her first sequence with the Kiva partner institution. Mariela is going to use this loan to purchase flour, butter, and yeast for making bread and cookies and in that way generate more income and grow the capital of her work and amplify her bread shop. Miss Mariela faces some challenges in her business which include competition and the small capacity of her bakery, and she is going to utilize the loan to grow her business in order to have a larger bakery. Miss Mariela is a young hard-working person with dreams of getting ahead. She feels happy and thankful to Kiva's partner institution for the support given.
La Sra. Mariela tiene 22 años y es soltera con se dedica a la elaboración y venta de pan en su panadería que se encuentra ubicado en la zona El Carmen, este préstamo es su primera secuencia dentro de la institución, la Sra. Mariela va a usar este préstamo para la compra de harina, manteca y levadura para la elaboración de pan y galletas y así de esta manera generar más ingresos e incrementar su capital de trabajo y ampliación de la panadería, la Sra. Mariela enfrenta retos en su negocio que son la competencia y la capacidad pequeña de la panadería y va a utilizar los beneficios en crecer su negocio y tener una panadería grande, la Sra. Mariela es una persona joven emprendedora con ganas de superación se siente feliz y agradecida con la institución por el apoyo brindado.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.