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Avanzando Hacia Un Futuro Group
In this Group: Nicolaza, Denisse Jhamyra, Heber Edinson, Catalina, Arzony Ray, Luz Patricia, Eduarda Alejandra, Paul Harry
Nicolaza is 54 years old and has two adult children, and has sacrificed much to bring them up properly. She is a member of the group "Avanzando hacia un Futuro" (Advancing toward a future), a group of eight members who are residents of the Comas district. They decided on the name of the group because it is characteristic of the members to work hard in order to build a successful future for themselves.

For two years, Nicolaza has worked selling footwear, which is a family business. She conducts business on a very commercial street, which allows her to have better sales. She will invest this loan in the purchase of footwear to increase her stock.
View original language description ↓
La Sra. Nicolaza, tiene 54 años, 2 hijos mayores, por los que se ha sacrificado mucho para poder sacarlos adelante. Ella es socia del grupo "Avanzando hacia un Futuro" formado por 8 socios, residentes del distrito de Comas, ellos decidieron ponerle el nombre del grupo por ser una característica de los integrantes el trabajar mucho para poder forjarse un futuro p´rospero.
Desde hace dos años, la Sra. Nicolaza trabaja en la venta de calzado, éste es un negocio familiar, ella realiza su trabajo en una avenida muy comercial lo que le permite tener mayores ventas.
El préstano recibido lo invertirá en la compra de calzado para poder aumentar su stock.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 112
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Avanzando Hacia Un Futuro Group's $2,150 loan helped a member to purchase footwear to increase her stock.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 4, 2012
Jul 1, 2012
Currency Exchange Loss:
Dec 15, 2012