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Las Puntuales Group
In this Group: Paulina, Elia, Martha , Ernestina , Leibi, Macedonia, Leticia, Alberta, Gloria, Rosa
Martha is 38 years old and married to Flavio, a farm laborer. The couple has four children who are studying in secondary or primary school. Martha has a laundry business and says that she is going to invest the money from this next loan in her business, because she needs to buy more detergent. She would also like to have another washer and another dryer, so that she can have a well-equipped launderette. Martha is a very hard-working woman and says that little by little she is going to grow her business, and that she hopes to have a lot of work so that she can earn better profits.

Martha is a member of the Las Puntuales ["The Punctual Ones"] group. This group is made up of women who work hard and are punctual in all respects. The group members' names and business activities are as follows: Paulina, Elia, Martha, Ernestina, Leibi, Macedonia, Leticia, Alberta, Gloria, and Rosa (dairy sales, launderette, plastic and aluminum sales, clothing sales, corn flour mill rental, bread sales, beauty products, clothing and accessories sales, and grocery and accessories sales.)
View original language description ↓
Martha cuenta con 38 años de edad, está casada con el señor Flavio quien es campesino. La pareja tiene 4 hijos que estudian secundaria y preparatoria. Martha tiene un negocio de lavandería y dice que en este próximo préstamo va a invertir el dinero en el mismo negocio por que necesita comprar más detergente. También quisiera tener otra lavadora y otra secadora: material para tener su lavandería bien equipada. Martha es una mujer muy trabajadora y dice que poco a poco va a hacer crecer su negocio y espera tener mucho trabajo para tener más ganancias.

Martha es integrante del grupo Las puntuales, dicho grupo está integrado por mujeres trabajadoras y puntuales en todos los aspectos. A continuación se mencionan sus nombres y cada una de las actividades a las que se dedican: Paulina, Elia, Martha, Ernestina, Leibi, Macedonia, Leticia, Alberta, Gloria y Rosa (venta de productos lácteos, lavandería, venta de plásticos y aluminios, venta de ropa, renta de molino de nixtamal, venta de pan, productos de belleza, venta de ropa y accesorios, venta de accesorios y productos de abarrotes).

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 38
    View loans »
    Mexico Loans Fundraising
  • $22,539,700
    Funds lent in using Kiva
  • 13.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Puntuales Group's $5,800 loan helped a member to buy materials for her laundry service, such as detergents, a washer, and a dryer.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 31, 2012
Jun 11, 2012
Currency Exchange Loss:
Oct 16, 2012