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Abner Otoniel
Abner Otoniel is 41 years old. He is an honorable and honest man. He lives with his family in their own home. He learned how to plant corn, beans and other basic crops when he was little. That is why now he grows corn and sorghum. He has always done his job well in the best way so that there is never a lack of food in his house, and even more so his children will never lack for anything. Abner has had complications with previous crops because of heavy rains and pests that haven't allowed his crops to bear fruit. That is why he has gone to INTEGRAL to ask for a loan. This will allow him to buy agricultural materials such as seeds, fertilizer and more to help his crops in a timely manner. Abner is confident that with the help he receives he will have better crops and be able to make his dream come true and also pay off his acquired debt.
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Abner Otoniel de 41 años de edad, es un hombre honrado, y honesto, vive con su familia en una casa propia, desde pequeño aprendió a cultivar maíz, frijoles, y diversos cultivos básicos, es por eso que en la actualidad se dedica al cultivo del maíz y sorgo. Siempre ha buscado realizar bien su trabajo, de la mejor manera para que nunca haga falta la comida en su casa, mucho menos que a sus hijos les haga falta algo. Abner ha tenido complicaciones con las cosechas pasadas debido a muchas lluvias y plagas que no han dejado que los cultivos den frutos, y es por eso que se acerco a INTEGRAL para solicitar un crédito el cual, le permita comprar insumos agrícolas como semillas, abonos, fertizantes y otros para asistir oportunamente sus cultivos. Abner esta con la plena confianza que con la ayuda recibida tendrá mejores cosechas y podrá realizar su sueño y a su vez pagar la deuda adquirida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 561
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Abner Otoniel to buy agricultural materials such as seeds and fertilizer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 31, 2012
Jul 3, 2012
Currency Exchange Loss:
Dec 19, 2013