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Marina is 36 years old. She lives in a small village of Chkhorotsku District with her family: her husband, Tengiz, her mother-in-law, and her two children who are 15 and 17 years old. Both of Marina's children go to the local school and her mother-in-law is a pensioner. Marina sells beef at the local open market and runs a farm with her husband. The family has three milk cows and produce cheese. They also raise pigs to sell in nearby villages. The family also cultivates maize on a one-hectare plot of land and has 500 nut trees. Marina sells her agricultural products in the market and the average monthly income of the family is 600 SLL.

Marina is requesting a loan to purchase a good milk cow to increase her milk and increase cheese production. In the future, she expects to increase her family's income and repair her house to improve the living conditions of her family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $8,578,400
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Marina to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 1, 2012
Jun 12, 2012
Currency Exchange Loss:
Jul 17, 2013