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Theresia is married with seven children. She lives in Mile 90, Northwest Region of Cameroon. She lives with her family in a three room house. Theresia has had to overcome some challenges in life such as ill health, difficulties paying school fees for her children and inadequate business capital.

This will be Theresia's fifth time to receive a loan from GHAPE. She has been a member since 2005. She has been quite successful in the past with her off-license business due to the high demand for the product. She plans to use her loan to buy and sell drinks and to carry out crop cultivation.

Part of her profits from this loan will be used to take care of her children, buy necessities for the family and give them good medication whenever they are sick. Part will be ploughed back into the business. Theresia plans to buy more crates, tables and glasses to expand the size of the bar. This activity will help to create a short relaxing arena for the community.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 4
    View loans »
    Cameroon Loans Fundraising
  • $1,299,975
    Funds lent in using Kiva
  • 519.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD